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Chris Bading

Principal, National Property Practice Leader
Phone: 206.816.6765
Email: [email protected]

Our national network of professionals combines technical rigor with a depth of experience to develop winning solutions for our clients’ most challenging catastrophe and All Risk needs.

B&R’s National Property Practice tailors its approach with the understanding that no two risks are alike. We utilize our market relationships and thorough product knowledge to provide you and your client with comprehensive, personalized solutions.

All Risk / Property

We entertain most property risks where the standard marketplace is not interested or is unable to provide the desired coverage. We offer a wide range of markets, both admitted and non-admitted, and we work with you to design a program with the coverage and value you need to satisfy even your most sophisticated and demanding client. Examples include:

  • Real Estate: habitational, commercial, industrial
  • Public entity
  • Hospitality
  • Healthcare
  • Historic / older buildings
  • Vacant properties
  • Brush or forest areas
  • Recycling
  • Chemical and energy

Submission requirements: Electronic statement of values, 3-5 year loss history, ACORD application and/or risk specific questionnaire

Habitational and Commercial

We place coverage at competitive rates for all types of habitational and commercial risks. Premiums generally start at $1,500.

  • Primary and Excess
  • Apartments and condominiums
  • Affordable, student, and elderly housing
  • New and older construction
  • Risks with losses
  • All construction types and protection classes
  • Single locations or large national schedules
  • Mixed use or single occupancy
  • HPR (highly protected risk)
  • No restrictions on type of business
  • Vacant and unoccupied
Difference in Conditions / Earthquake, Flood, Named Storm

We offer catastrophic model report analyses to assist you and your client in gaining a broader perspective on potential exposures and to support a more educated buying decision. Just as no two DIC risks are identical, no two DIC forms are identical. We have studied every carrier form represented and pursue coverage enhancements on all placements. We access the entire marketplace to select the strongest and most competitive carriers and deliver a comprehensive, customized, cost-effective solution for you and your valued client. We entertain a wide range of DIC risks, from single location risks to highly diverse Real Estate schedules with locations throughout the United States.

Target Risks:
  • Real Estate: habitational, commercial, industrial
  • Public entities
  • Hospitality
  • Healthcare
  • Historic / older buildings
  • Wineries and bottling companies
Highlights:
  • Primary / Excess
  • Layered Accounts
  • Follow form with drop down endorsement
  • Admitted and non-admitted carriers
  • All construction types
  • No age restriction
  • Premiums start at $1,000
  • Solutions for high liquefaction, coastal wind, and flood zones

Submission requirements: electronic statement of values

Builder’s Risk / Course of Construction

We can address your project specific or master policy exposure needs. We match the right carriers and forms to the specifications of the project and insured’s requirements. We analyze exposures and PMLs, then design a comprehensive and cost-effective program. We also recognize the importance of addressing third-party contractual obligations and can work with your casualty placements to help coordinate all coverages and assist you in avoiding costly and embarrassing coverage gaps. Brown & Riding is a leader in the wholesale industry in identifying issues and pioneering coverage enhancements to address these exposures.

Target Risks:
  • All risk builder’s risk, including or excluding earthquake, flood, and wind exposures
  • Project specific and master policies
  • All construction types including high-valued wood frame
  • Custom homes
  • Renovations / remodels / conversions
  • Roads, bridges, tunnels
  • Pipelines
  • Site improvements
  • New construction
  • Installation floaters
  • Engineered risks / seismic retrofits
  • Commercial and residential
  • Environmental / green projects (LEED)
Highlights:
  • Admitted and non-admitted carriers
  • Catastrophe perils available
  • Markets available for replacing coverage midterm
  • Premiums start at $1,000

Submission requirements: builder’s risk questionnaire, plot plan, construction budget, construction schedule

Other Coverages

We offer a variety of other different and unusual first-party property risk coverages including:

  • Bridges, docks, wharves
  • Precious metals
  • Stock throughputs
  • Inland & Ocean Marine
  • Primary and contingent cargo
  • Warehouse Legal Liability
  • Fine arts
  • High-value dwellings
  • Equipment breakdown
  • Condo conversions
  • Light to heavy manufacturing
  • Deductible buy downs
  • Commercial manufacturing output
  • Contractors’ equipment
  • Motor truck cargo
  • Auto physical damage

Wholesale Insights

2022 E&S insurance update: Preparing to weather any storm

September 11, 2022- Cristi Carrington, B&R's Chief Distribution Officer, was interviewed by PropertyCasualty360 in a recent article regarding current challenges in placing CAT-exposed risks, providing insight into impacts on the market and how E&S professionals can best position themselves to address the needs of retailers and insureds.

Construction Project Challenges in Florida

June 1, 2021- B&R construction expert, George Sella, shares insight into key factors creating a hardened construction market in Florida in his article published by Rough Notes as part of their annual Florida Special Report.

Utilities contractors challenged in finding wildfire coverage

May 25, 2021- B&R’s Andrew Grim was a featured expert in a recent article from Business Insurance that addresses dwindling coverage options for utilities contractors working in wildfire-prone areas in the U.S.

The Construction Insurance Market Faces Rising Uncertainty

October 16, 2020- In an article by PropertyCasualty360, B&R Chairman and Construction Practice Leader, Chris Brown, provides insight on the challenges facing the construction market and how the industry is projected to respond.

Navigating Florida Builder’s Risk

June 30, 2020- Property expert, Dawn Gordon, has authored an article published by The Rough Notes Company, Inc., addressing the current Florida Builder’s Risk market. She outlines market challenges, available solutions, and how retailers can provide added value for their clients.

Challenges and Opportunities in the 2019 Construction Market

October 31, 2019- B&R Chairman and Construction Practice Leader, Chris Brown, weighs in with other industry experts in PropertyCasualty360's Construction Market Update, which addresses growth and opportunities in the industry, impacts of technology, current challenges, and more.

Wholesale E&S Market Report 2019

September 16, 2019- Insurance Business America has released its 2019 Wholesale E&S Market Report, which offers an inside perspective of the market by region. B&R Senior Vice President and Broker, Chris Bading, was approached for his expert opinion on the West and offer many insights.

Coverage for California Utilities Evaporates

September 1, 2019- Wildfires are making it more difficult for California utility contractors to obtain liability insurance. B&R construction specialist, Andrew Grim, weighs in on the market's diminishing capacity, significant rate increases, and the upsurge of non-renewals in a recent article from Business Insurance.

Wholesale E&S Market Report 2018

September 19, 2018- Insurance Business America’s Wholesale E&S Market Report for 2018 has been released, providing an inside perspective of the market by region. B&R Senior Vice President and Broker, George Sella, was asked for his expert opinion on the South and offers many insights.

Building Blocks of Success

August 20, 2018- The construction market continues to grow stronger, creating healthy competition and opportunities for brokers to exceed expectations with their contractor clients. B&R Chairman and Construction Practice Leader, Chris Brown, weighs in on this article by Insurance Business America.

The ‘Million-Dollar Question’: Can the Insurance Sector Take Another Year of Catastrophes?

June 1, 2018- Guy Rawlins, B&R's National Property Practice Leader, shares his insight on the recent rise in natural catastrophes, how the property market has responded, and how well it's positioned should it have to take another hit.

Hawaii’s Insurance Market Enters Moratorium as Volcanic Eruption Continues

May 25, 2018- Property broker and Executive Vice President, Shaida Monshi, is the sole expert interviewed by Insurance Business America regarding the Hawaii volcano eruption and how it is impacting the marketplace.

7 Ways to Prevent Construction Insurance Losses

February 22, 2018- B&R construction specialists Robert Pedersen and Michael Davis share their expertise with Construction Dive news by addressing "7 ways to prevent construction insurance losses."

NFIP Needs Bigger Premium Pot If It’s Going to Survive

October 3, 2017- The National Flood Insurance Program (NFIP) is struggling for cashflow. B&R Senior Vice President and Property Practice Leader, Guy Rawlins, addresses critical factors surrounding why not enough people are buying flood insurance. Senior Vice President and Property expert, Valerie Martin, weighs in further on the decline of the program and the need for more education on the issue.

Brokers Bucking Disruption: How Wholesalers Hang On Through Change

September 4, 2017- Despite trends in commercial lines of more carriers going direct to customers and insurtech also looking to compete, today’s wholesale brokerages still expect to keep growing. B&R President and CEO, Jeff Rodriguez, weighs in on the future of the industry in this article by Insurance Journal.

Wholesale Consolidation Creates Opportunities for Independents

May 6, 2016- Jeff Rodriguez, B&R President and CEO, discusses how recent consolidation of the largest wholesale brokers has raised concerns with retailers and created opportunities for the next tier of intermediaries as retailers look for alternatives to promote healthy competition and accountability.

Find a Specialist

Contact Information Location Practice Areas
Elise  Ziccardi
Elise Ziccardi
Account Executive
Phone: 678.818.4930
Florida
Property
Stephanie  Wheeler
Stephanie Wheeler
Assistant Vice President, Account Executive
Phone: 678.225.1392
Georgia
Property
Branden  VandenToorn
Branden VandenToorn
Associate Broker
Phone: 213.320.3030
Michigan
Property
Brannon  Topey
Brannon Topey
Account Executive
Phone: 713.715.4986
Texas
Property
Lauren  Story
Lauren Story
Associate Broker
Phone: 206.816.6786
Texas
Property
Jarret  Stone
Jarret Stone
Associate Broker
Phone: 206.816.6722
Washington
Property
Carolyn  Smolski
Carolyn Smolski
Account Executive
Phone: 213.593.3425
California
Property
Theresa  Slusser
Theresa Slusser
Assistant Vice President, Account Executive
Phone: 816.915.3824
Missouri
Property
Jennifer  Shapiro
Jennifer Shapiro
Associate Broker
Phone: 312.279.3668
Illinois
Property
Evan  Schmidt
Evan Schmidt
Broker
Phone: 480.605.4351
Texas
Property
Mark O. Schilde
Mark O. Schilde
Associate Broker
Phone: 213.320.3026
California
Property
Conor  Rogan
Conor Rogan
Associate Broker
Phone: 213.593.3421
California
Property
Erica  Reynolds
Erica Reynolds
Associate Broker
Phone: 816.915.3822
Missouri
Property
Guy  Rawlins
Guy Rawlins
Principal, Broker
Phone: 678.225.1391
Georgia
Property
Donald  Privett
Donald Privett
Principal, Mining Practice Leader
Phone: 212.299.4754
New York
Property, Mining
Alec  Plotkin
Alec Plotkin
Associate Broker
Phone: 213.320.3027
New York
Property
Jake  Paschke
Jake Paschke
Associate Broker
Phone: 206.816.6713
Washington
Property
Shaida  Monshi
Shaida Monshi
Principal, Broker
Phone: 213.593.3417
California
Property
Laura  Mensching
Laura Mensching
Assistant Vice President, Broker
Phone: 678.225.1387
Georgia
Property
Jason  Mechell
Jason Mechell
Production Underwriter
Phone: 713.715.4972
Texas
Property
Valerie  Martin
Valerie Martin
Principal, Broker
Phone: 816.915.3826
Missouri
Property
Rebekah  Macias
Rebekah Macias
Associate Broker
Phone: 213.587.7424
California
Property
Lina  Luong
Lina Luong
Account Executive
Phone: 213.593.3454
California
Property
Andreana  Lopez
Andreana Lopez
Assistant Vice President, Account Executive
Phone: 213.593.3449
California
Property
James  Long
James Long
Account Executive
Phone: 213.587.7426
Washington
Property
JulieAnne  Lenzsch
JulieAnne Lenzsch
Principal, Broker
Phone: 713.715.4988
Texas
Property
Grayson  Lamb
Grayson Lamb
Assistant Vice President, Broker
Phone: 972.560.9845
Texas
Property
Bill  Lally
Bill Lally
Principal, Broker
Phone: 713.715.4987
Texas
Property
Courtney  Jeminez
Courtney Jeminez
Assistant Vice President, Account Executive
Phone: 206.816.6738
Washington
Property
Kim  Hinkle
Kim Hinkle
Assistant Vice President, Account Executive
Phone: 816.915.3829
Missouri
Property
Rochelle  Hernandez
Rochelle Hernandez
Account Executive
Phone: 213.593.3412
California
Property
Shioma  Harris
Shioma Harris
Associate Broker
Phone: 713.715.4982
Texas
Property
Ryan G. Hamm
Ryan G. Hamm
Principal, Broker
Phone: 213.593.3431
California
Property
Samantha  Hall
Samantha Hall
Account Executive
Phone: 713.715.4984
Texas
Property
Dawn  Gordon
Dawn Gordon
Principal, Broker
Phone: 727.342.6781
Florida
Property
Miranda  Gonzalez
Miranda Gonzalez
Account Executive
Phone: 206.816.6723
Washington
Property
Nina  Gonzalez
Nina Gonzalez
Assistant Vice President, Broker
Phone: 312.279.3691
Colorado
Property
Vanessa  Gonzalez
Vanessa Gonzalez
Associate Broker
Phone: 213.593.3444
California
Property
Jessica  Gonsalves
Jessica Gonsalves
Associate Broker
Phone: 727.342.6791
Florida
Property
Andrew  Giordano
Andrew Giordano
Principal, Broker
Phone: 312.279.3737
Illinois
Property
Daniel J. Filbey
Daniel J. Filbey
Principal, Broker
Phone: 213.593.3455
Texas
Property
Grace  England
Grace England
Associate Broker
Phone: 312.279.3657
Illinois
Property
Michael C. Davis
Michael C. Davis
Principal, Broker
Phone: 213.593.3469
California
Property
Michael A. Dauth
Michael A. Dauth, Jr.
Principal, Broker
Phone: 713.715.4975
Texas
Property
Dean  Damuth
Dean Damuth
Associate Broker
Phone: 213.593.3475
California
Property
Dawn  Cusack
Dawn Cusack
Principal, Broker
Phone: 213.593.3436
California
Property
Ruthie  Cota
Ruthie Cota
Associate Broker
Phone: 213.593.3432
California
Property
Turner  Chatterton
Turner Chatterton
Assistant Vice President, Broker
Phone: 206.816.6735
Washington
Property
Jon  Cea
Jon Cea
Associate Broker
Phone: 972.736.8529
Texas
Property
Will  Cea
Will Cea
Principal, Broker
Phone: 213.593.3416
Texas
Property
Ali  Cason
Ali Cason
Assistant Vice President, Broker
Phone: 813.943.1347
Florida
Property
Jessica  Cason
Jessica Cason
Associate Broker
Phone: 206.816.6717
Florida
Property
Teresa  Cannon
Teresa Cannon
Principal, Broker
Phone: 206.816.6730
Washington
Property
Megan  Cairns-Thompson
Megan Cairns-Thompson
Vice President, Broker
Phone: 816.915.3823
Missouri
Property
Michael  Brown
Michael Brown
Associate Broker
Phone: 213.297.5563
California
Property
Kelly  Brockmeier
Kelly Brockmeier
Associate Broker
Phone: 213.587.7881
California
Property
Brian  Branam
Brian Branam
Broker
Phone: 213.205.0823
California
Property
Chris  Bading
Chris Bading
Principal, National Property Practice Leader
Phone: 206.816.6765
Washington
Property
Terence  Babler
Terence Babler
Vice President, Broker
Phone: 972.777.6294
Texas
Property
Hayes  Atkinson
Hayes Atkinson
Associate Broker
Phone: 727.342.6783
Florida
Property
Joe  Arduini
Joe Arduini
Assistant Vice President, Account Executive
Phone: 816.872.5327
Missouri
Property
Dylan  Anderson
Dylan Anderson
Associate Broker
Phone: 213.320.3029
California
Property
Ben  Alexander
Ben Alexander
Vice President, Broker
Phone: 972.777.6173
Texas
Property
Bella  Alaverdyan
Bella Alaverdyan
Assistant Vice President, Broker
Phone: 213.593.3479
California
Property
Tyler  Acton
Tyler Acton
Associate Broker
Phone: 972.736.8548
Texas
Property