Non-Profits: Human Services
Practice Area

Non-Profits: Human Services

Contact us
Lisa Rodriguez - photo

Lisa Rodriguez

Principal, Senior Vice President, Broker
Phone: 206.816.6725
Email: [email protected]

PROFILE
Non-Profit D&O Indications

Get a Non-Profit D&O indication by submitting only the insured’s name! (Indications are subject to carrier review and appetite.)

Target classes
Substance Abuse
  • Outpatient services
  • Residential facilities, including detox
  • Sober living homes
Mental Health
  • Group homes
  • Independent living services
  • Outpatient services
  • Residential facilities
Developmentally Disabled
  • Day treatment programs
  • Group homes
  • Independent living services
  • Intermediate care facilities
  • Vocational programs
Youth Services
  • Counseling services
  • Foster care / domestic adoption
  • Headstart, youth centers
  • Residential facilities, including group homes and shelters
Social / Community Services
  • Advocacy, education, outreach
  • Senior adult daycares
  • Services for disadvantages population
  • Shelters (homeless, domestic violence)

Our specialists can help place standard and challenging risks for non-profit groups that focus on advocacy, education, and improving social conditions, whether they are serving individuals, families, communities, or homes.

What Makes Us Different
  • Transparency in marketing
  • Benchmarking availability in many cases
  • Contract review, negotiation, and recommendations
  • High degree of communication during the claims process
Specific Solutions for the Human Services Industry
  • Expansive broadening forms
  • Complete package approach, including Professional Liability, Sexual Abuse and Molestation coverage, General Liability, Property, Inland Marine, Auto, Crime, and Umbrella
  • Media / crisis management coverages to protect your reputation in the event of adverse circumstances (e.g., car driving into a building, abuse situations, food contamination, etc.)
  • Broad options to meet contractual obligations often required by funding sources
  • Risk mitigation that supports a customized approach to be proactive rather than reactive
Products Offered
  • Directors & Officers
  • Professional Liability
  • Employment Practices Liability
  • Workers’ Compensation
  • Fiduciary
  • Crime
  • Cyber
  • Property
  • General Liability
  • Sexual Abuse and Molestation
  • Auto
  • Inland Marine
  • Umbrella
Coverage Options
  • Side A
  • Claims Made or Occurrence on all coverage parts
  • Defense Outside the Limits
  • Broad definition of who is an insured
  • Coverage for professionals, including physicians

Wholesale Insights

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Capacity Hits Record Highs in Standalone Sexual Abuse Insurance Market as New Tech Exposures Emerge

September 1, 2026 - Brown & Riding SAM expert, Lisa Rodriguez, lends her insight in a recent article by The Insurer, as record capacity and increased competition drive premiums lower in the standalone sexual abuse market, while emerging risks related to AI and wearable technology, as well as evolving legislation, create new underwriting challenges.

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Monoline Sexual Abuse Insurance Market Grows Amid Rising Exposure in the US

March 6, 2026 - Carriers continue to remove SAM coverage from standard General Liability policies, and legislative changes continue to expand exposure. In a recent article by The Insurer, SAM specialist Lisa Rodriguez and other experts share insights on how the market is evolving and how brokers and carriers are navigating this challenging space.

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The New Reality of SAM Coverage

December 1, 2025 - Lisa Rodriguez explores the rapidly evolving landscape of sexual abuse and molestation coverage, where cultural shifts, legislative reform, and revived historical claims are reshaping institutional responsibilities. As exposures rise and markets tighten, organizations across all sectors face new complexities in managing coverage.

Man walking through maze

5 Challenges for Human/Social Service Organizations Entering the Excess & Surplus Lines Insurance Marketplace

February 5, 2025 - B&R Principal and Broker Dennis Fox discusses the challenges many non-profit organizations are facing as they turn to the E&S marketplace for insurance solutions.

Woman in front of podcast microphone.

The Complexities of Sexual Abuse and Molestation (SAM) Coverage for Nonprofits

March 22, 2024 - In this podcast, Non-Profits: Human Services Practice Leader, Lisa Rodriguez, discusses the heightened challenges nonprofits face when placing Sexual Abuse and Molestation (SAM) coverage, which has become more vital than ever but increasingly more challenging to obtain as claims continue to increase.

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Campaign groups need firm controls

February 16, 2023 - B&R Principal and Broker, Lisa Rodriguez, was approached by Business Insurance in this article, addressing why having checks and balances in place for campaign groups remains critical.

American flag flying in front of white house

Political fervor heightens risks for consultants

February 16, 2023 - Political consultants and organizations involved with political campaigns and voting are facing rising liability risks. B&R Principal and Broker, Lisa Rodriguez, was asked to weigh in on this article by Business Insurance.

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What are your risks for sexual abuse claims?

February 8, 2022 - A standalone SAM policy offers the benefits of crisis communication, victim support, forensic investigation, and legal advice. In addition, speaking with your broker before an incident occurs can help keep your organization protected.

Find a Specialist

Contact InformationLocationPractice Areas
Lisa Rodriguez
Lisa Rodriguez
Principal, Senior Vice President, Broker
Phone: 206.816.6725
PROFILE
Washington
Management & Professional Liability, Healthcare, Non-Profits: Human Services