The Rough Notes 2026 Florida Special Report is available for download here. “Why Adequate Coverage Isn’t Always Enough” begins on page 16.
Construction expert and Brown & Riding Principal Nick Calabro offers insights into securing proper coverage for Florida trade contractors in today’s complex residential construction market. In his article published by The Rough Notes Company, Inc., Nick explores the two-standard challenge agents face, the risks of builder certificate rejections, and how to build a placement process that satisfies both coverage and general contractor requirements. Additionally, he outlines a practical, three-step framework for confirming builder acceptability before binding.
Learn more by downloading the 2026 Florida Special Report . The article begins on page 16.
Authors
 Nick CalabroPrincipal, Senior Vice President, Broker | Florida | Casualty, Construction |
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