Life Sciences

With extensive industry knowledge and loyal market relationships, we can help you provide the broadest coverage offerings in the industry to your insured clients.

• Technical Expertise – comprehensive understanding of coverage exposures and placement of necessary coverage limits, terms, and conditions
• Form Analysis – identification of coverage nuances and deficiencies among varied Claims-Made coverage forms
• Problem Solving – complex claim triggers in policy forms; extended reporting period (ERP) and included but not reported (IBNR) solutions and assistance
• Manuscript Solutions – Mergers & Acquisitions; discontinued products and various contractual obligations
• Market Intelligence – respected relationships with Life Sciences markets, offering latest coverage enhancements
• Superior Service – total industry access and coordination across all lines of coverage with a single team access point

• Drugs – ethical, generic, biosimilar, over-the-counter
• Devices – diagnostics, dental, DME, minimally invasive to invasive, permanently implantable
• Clinical Trials – domestic and foreign, including locally admitted placements and DIC / DIL cover
• Nutraceuticals – ingestible, consumable, topical, injectable, CBD
• Clinical Research Organizations – sponsored and non-sponsored, including site
• Blood – blood, blood plasma, and tissue products
• Labs – laboratories and testing facilities
• Telemedicine – prescribing, diagnosing, testing, consulting
• Med Tech – applications and products
• Contract Manufacturing & Distributors – OEM, private label, proprietary

• Products and Completed Operations
• Errors & Omissions – combined Commercial General Liability (CGL) / Products / E&O
• CGL and Incidental Medical / Professional – combined policy
• Discontinued Products / Operations – multi-year policy terms
• Tail Cover / ERP – Claims-Made coverage