Auto Physical Damage and Motor Truck Cargo Rater

Get same-day quotes! This advanced online quoting program provides an easy way to obtain the information you need quickly.

This streamlined online process was developed to assist with your Auto Physical Damage (APD) and Motor Truck Cargo (MTC) needs for 1-5 unit truckers. It delivers fast and competitive quotes and endorsements, including access to A-rated carriers, and provides an advanced solution for truck insurance quotes. Click the button to get started!



  • Competitive rates
  • Fast quotes and endorsements
  • Online submission in 3 minutes
  • A-rated carriers
  • Broad appetite


  • Drivers must be 24+ years old and 2+ years with a commercial driver’s license (CDL)
  • Drivers must have Motor Vehicle Record (MVR) of < 3 violations and 1 accident
  • Claims < $25,000 or 2 claims in 3 years
  • Submissions require MVRs and loss runs