Non-Profits: Human Services

Our specialists can help you place standard and challenging risks for non-profit groups that are designed to improve social conditions in a community, individuals, families, and homes.

Policy Highlights

  • Complete package approach including: Professional Liability, Abuse Coverage, General Liability, Property, Inland Marine, Auto, Crime, and Umbrella
  • Professional Liability, General Liability, and Abuse Coverage available on claims made or occurrence, each with separate limits and defense outside limits
  • Monoline Umbrella also available
  • Shared or separate Professional Liability limits available for Psychiatrists, Psychologists, Dentists, Doctors of Medicine and Pharmacists

Why Work with Brown & Riding?

  • Access to wholesale-dedicated markets that can combine critical coverages (such as Professional Liability, General Liability, Property, etc.)
  • An independent wholesaler that thrives on teamwork, quality, and professionalism
  • Transparency in marketing
  • Benchmarking availability in many case
  • Contract review, negotiation, and recommendations

Substance Abuse

  • Outpatient services
  • Residential facilities, including detox
  • Sober living homes

Mental Health

  • Group homes
  • Independent living services
  • Outpatient services
  • Residential facilities

Developmentally Disabled

  • Day treatment programs
  • Group homes
  • Independent living services
  • Intermediate care facilities
  • Vocational programs

Youth Services

  • Counseling services
  • Foster care / Domestic adoption
  • Headstart, youth centers
  • Residential facilities, including group homes and shelters

Social / Community Services

  • Advocacy, education, outreach
  • Senior adult daycares
  • Services for disadvantages population
  • Shelters (homeless, domestic violence)

Designed specifically for the Human Services industry

  • Expansive broadening forms and meaningful solutions
  • Media / crisis management coverages to protect your reputation in the event of adverse circumstances (i.e. a car driving into a building, abuse situations, food contamination, etc.)
  • Broad options to meet contractual obligations often required by funding sources
  • Underwriting that is flexible and competitive to meet your unique needs
  • Risk mitigation that supports a customized approach to be proactive rather than reactive
  • High degree of communication during the claims process
Products Offered
  • Directors & Officers
  • Professional Liability
  • Employment Practices Liability
  • Abuse
  • Crime
  • General Liability
  • Property
  • Inland Marine
  • CGL
  • Workers' Compensation
  • Transportation
  • Umbrella