Healthcare

Our healthcare practice group is dedicated 100% to the healthcare industry. This provides you with expert knowledge of the insurance market for healthcare and the insurance coverages and deep market relationships needed by your clients.

There are three divisions of our healthcare business, with staff dedicated to each one providing an expertise in each area:

Medical malpractice for hard to place physicians

We find insurance coverage for physicians not easily placed in the standard market. We prefer unusual risks and clients which have been designated "non-standard."

Our markets perform best with the following targeted risks:

  • Physicians with chemical dependency
  • Physicians working in a specialty or high-tech practice
  • Locum tenens/contract staffing groups
  • Podiatrists
  • Dentists
  • First time practicing in United States
  • May be practicing in more than one state
  • Prior carrier may have become insolvent
  • Alternative practitioners

Long term care facilities

LTC has emerged into a very competitive marketplace. We realize that the insured has many carrier options that did not exist several years ago. We strive to differentiate ourselves and our product by providing the broadest terms available with the strongest rated carriers.

We offer the following broadened terms:

  • Incident Sensitive Trigger
  • Medical Director Coverage
  • Punitive Damages where allowed by state law
  • Sexual Abuse and Molestation
  • Defense Outside
  • Deductibles as low as first dollar
  • Limits up to 25M
  • High Aggregated Policy ( 1/3/15) with per Location Limits

Allied and miscellaneous healthcare facilities

The Allied Healthcare market place is ever changing. We are here to keep track of this for you. With access to over 25 markets, we are here to make sure your client gets the best coverage at the most competitive pricing.

We are interested in, but not limited to, the following classes:

  • Treatment Facilities
  • Rehabilitation Facilities
  • Home Health Care
  • Social Services
  • Laboratories
  • Pharmacies
  • Medical Schools
  • Hospitals
  • Ambulance Services
  • Medical Equipment
  • Life Sciences / Clinical Trials

Managed Care

Errors and omissions coverage for the following organizations performing “Managed Care” activities: HMO, PPO, TPA, IPA, PHO, Credentialing, Peer Review, and Utilization Review organizations.

Coverages

  • Primary General Liability
  • Professional Liability (E & O)
  • Product Liability
  • Umbrella & Excess Liability
  • Directors’ & Officers’ Liability
  • Pollution / Environmental
  • Employment Practices Liability
  • Property-Fire and Catastrophe

Minimum premiums start at around $1,500 - $2,500 depending on the class and size of the risk.