Professional Liability

Brown & Riding can help place the following coverage for insureds in a broad range of industries. For selected industries we have organized our resources into industry specialty practice groups.

Errors and Omissions (E&O)

We understand that this is a coverage that takes specialized knowledge. Just as no two policy forms are identical, no two risks are identical. We have access to the strongest carriers that deliver a customized cost effective solution for you and your clients.

We can entertain any risk that charges a fee for their services including (but not limited to):

  • Architects & Engineers
  • Construction Managers
  • Design/Build consultants
  • Employed Lawyers
  • Environmental Consultants
  • Financial Institutions
  • Insurance Agents/Brokers
  • Lawyers Professional
  • Media Liability
  • Public Officials
  • Real Estate Agents
  • Technology

Primary limits up to $10 million, Excess limits up to $50 million

Deductibles as low as $2,500

Minimum premiums starting at $8,000.

Directors’ & Officers’ (D&O)

  • Profit
  • Not for Profit
  • Private
  • Public Officials
  • Healthcare
  • Educators Legal

Minimum premiums starting at $7,500

Employment Practices Liability (EPL)

  • Profit
  • Not for Profit including 501c3 to 501c6
  • Financial Institutions
  • Public Officials
  • Healthcare
  • Private Entities
  • Coverage Enhancements Available
    • Discrimination
    • Wrongful Termination
    • Third Party Liability
    • Punitive Damages where Insurable
    • Wage & Hour
    • Breach of Contract
    • Sexual Misconduct
    • Defamation
    • Mental Anguish
    • Workplace Harassment
    • Tenant Discrimination

Minimum premiums starting at $7,500

Crime

  • Blanket Employee Dishonesty
  • Forgery or Alteration
  • Loss inside/outside
  • Computer Fraud
  • Money order
  • Counterfeit paper
  • Funds Transfer Fraud
  • Loss of clients property due to Employee dishonesty

Minimum premiums starting at $7,000

Fiduciary

  • Broad wrongful acts definition includes allegations of breach of fiduciary duty and errors and omissions
  • No deductible applies in many cases
  • Defense Outside options for some classes
  • Broad definition of insured including the company, its benefit plans and its fiduciaries
  • Converge for 502(i) and 502 (l) civil penalties

Minimum premiums starting at $7,500