Underwriting Hit List

 

BUSINESS CLASS COVERAGE LIMITS PREMIUM
Air Boat Rides Hull / P&I $60k (Hull) / $1M (P&I) $6,000
Scrap Yard Binding Property $894
Cable Installation General Liability $605
Farm with Event Rental Space Package $3,559
Custom Home Builder General Liability $5,500
Vacant Building Package $7,000
Remodel Contractor General Liability $3,500
Networking Social Gathering General Liability, including host Liquor $250
Cricket Club General Liability $500
Swim and Tennis Club Package $6,503
Plumbing Contractor General Liability $2,000
Motel General Liability / Liquor Liability $27,627
Vacant Building Binding Property $2.4 Million $15,600
Vacant Land Binding Casualty $1/$2 Million $750
New Venture Product Package Binding Casualty / Property / HNOA $1/$2 Million / $50K BPP $2,250
Homeowners Association Binding Casualty $1/$2 Million $2,608
Wedding – Special Event Binding Casualty / Liquor $1/$2 Million $375
Non-Profit Organization Binding Casualty $1/$2 Million $1,200
Consultant – Firefighter / Propane Fires Binding Casualty $1/$3 Million $2,200
Airplane Hanger – Premises Only Binding Casualty $1.5/$3 Million $1,200
Handyman / Pressure Washer Binding Casualty $1/$2 Million $1,240
Contractors Equipment Rental Inland Marine $178,000 $2,873
Seafood Processor Binding Package: IM / GL /  Property /
Food Spoilage & Equipment Breakdown
$1/$2 Million / $130K IM – $250K Food
Spoilage & Equipment Breakdown
$4,420
Bar / Tavern / Restaurant Binding Package: GL / Property / Liquor /
EL / HNOA / Stop Gap
$1/$2 Million / $50K BPP /
$2 Million Liquor
$5,307
Underwater Boat Cleaner Binding Casualty $1/$2 Million $1,200
Marina / Condo Association Binding Casualty / Property / HNOA /
EL / Stop Gap
$1/$2 Million / $30K BPP $2,800
Paper Cutter Sharpener Binding Casualty $1/$2 Million $4,500
Restaurant / Bar Binding Casualty / Property / Liquor /
Equipment Breakdown
$1/$2 Million / $80K BPP $3,966
Auto Dismantler Garage Liability / Garagekeepers $1/$2 Million $14,868
Wholesale Dealer Garage Liability / DOL / UM $100,000 / $330,000 DOL $3,346
Classic Car Storage Garagekeepers $2,800,000 max location limit $29,400