Life Sciences

Our Life Sciences Division provides industry-leading knowledge and market clout to our retail partners and their clients, helping you find the coverages your clients need when facing the unique exposures of the Life Sciences industry.


Brown & Riding’s Life Sciences Division enables retail brokers to work with fewer access points and to gain higher levels of coordination across all lines of coverage.  The resulting benefit: eliminating wasted time and the unnecessary complications often associated with approaching multiple providers for project-specific insurance solutions.  Each Life Sciences coverage line expert communicates within the team in a manner to best suit client preferences and needs.

Coverage Expertise – Primary & Excess Liability

  • Products and Completed Operations
  • Errors & Omissions
  • Discontinued Products / Operations
  • Tail Cover / IBNR — Manuscript Coverage
  • Merger, Acquisition, Buy Out & Contract Compliance
  • Data Breach & Privacy
  • Product Contamination & Recall

Target Industry Groups – Human & Animal

  • Drugs: Ethical, generic, and over-the-counter
  • Devices: Diagnostic, invasive, implantable, DME
  • Clinical Trials: Domestic and foreign, including local admitted and DIC cover
  • Nutraceuticals: Ingestible, consumable, topical, injectable
  • Clinical Research Organizations: Sponsored and Non-sponsored, including site
  • Telemedicine: Prescribing, diagnosing, testing, and consulting
  • Contract Manufacturers & Distributors: OEM, private label, proprietary