Management & Professional Liability

We specialize in all aspects of Management & Professional Liability coverages.  We help our clients to develop world class solutions to difficult challenges and to come out on top in competitive situations.


Helping you successfully navigate the complex, dynamic, and challenging risks of Management and Professional Liability is our top priority.  We monitor litigation trends, collaborate on coverage issues, and work with carriers to facilitate the evolution of products.  You deserve the best the industry has to offer, and “good” is just not good enough.  We will continually strive to push the status quo, not only with our markets and coverage offerings, but with responsive service to you as well.  These dedicated efforts help you excel with your clients on any Management or Professional Liability risk.

Our expertise in the placement of D&O coverage helps expedite the marketing process and allows you to compliment your internal resources.  We work with every viable D&O insurance carrier and have developed a solid industry reputation and market relationships.  After we analyze the multitude of coverage issues in each policy form, our market clout enables us to enhance a policy by negotiating manuscript endorsements, to help you find superior coverage solutions for your various clients’ needs.
  • Public Company
  • Initial Public Offering
  • Not for Profit
  • Private Company
  • Public Officials
  • Healthcare
  • Educators Legal
This is a complex coverage that requires specialized knowledge.  Just as no two policy forms are identical, no two risks are the same.  Our expertise in identifying the risks and exposures facing each individual insured is well-recognized by the underwriting community and can help you expedite the marketing process.  We can help you entertain any risk that charges a fee for their services, as well as exposures needing coverage where a monetary fee may not be initially apparent.  Segments include (but are not limited to):
  • Accountants
  • Architects & Engineers
  • Construction managers
  • Cyber / Security & Privacy Liability
  • Design / Build consultants
  • Environmental consultants
  • Event planners
  • Financial institutions
  • Healthcare professionals
  • Insurance agents / brokers
  • Lawyers Professional
  • Media Liability
  • Miscellaneous Professional
  • Mortgage brokers
  • Real estate-related professionals
  • Technology
Employment Practices Liability has become a standard coverage for commercial clients.  Policy language varies from one carrier to another, and our team has the experience to help you identify the differences for your insureds.  We have detailed knowledge on how the market views, assesses, and provides coverage for the various classes, and will negotiate enhancements to help you offer the most comprehensive coverage available to your clients and to meet the constantly-changing litigation trends.
  • Public companies
  • Private companies
  • Not-for-profit, including 501c3 to 501c6
  • Financial institutions
  • Public officials
  • Healthcare
We have an array of market options that excel in all types of Crime/Fidelity coverage placements (with first and third party coverage available), and our market access and strong relationships with those markets give you the advantage with your clients.  Our knowledge of carriers and coverage on given Crime and Fidelity placements expedites the marketing process and ultimately strengthens your credibility with your clients.
  • Blanket employee dishonesty
  • Forgery or alteration
  • Loss inside / outside
  • Computer fraud
  • Money order
  • Counterfeit paper
  • Funds transfer fraud
  • Loss of client’s property due to employee dishonesty
Just as the structure of a business organization may influence which type of Directors’ & Officers’ Liability policy they purchase, the type of fiduciary plans offered and/or provided by an entity can dictate their need for a specific fiduciary policy.  Our knowledgeable and capable staff can help you decide which policy best suits the coverage needs of your insured.  And we won’t stop there – we have the ability to adapt policies even further to help you provide the most comprehensive coverage available for your insured’s unique needs.  Placements can include (depending on risk-specific needs):
  • Broad wrongful acts definition that includes allegations of breach of fiduciary duty and errors and omissions
  • No deductible applies in many cases
  • HIPAA Coverage
  • Defense Outside options for some classes
  • Broad definition of insured, including the company, its benefit plans, and its fiduciaries
Every risk is unique, and policy forms and coverages must match the needs of the insured.  Our years of experience and access to 350+ markets company-wide allow us the breadth to scour the insurance marketplace for the solution you need.  The expertise of our industry verticals and coverage-specific teams put us in a position to provide a solution you can trust. We can help you assess the risk profile and provide terms for insureds with needs beyond the traditional insurance realm such as (but not limited to):
  • Kidnap, Ransom, Extortion
  • Foodborne illness
  • Personal Directorship Liability
  • Representations & Warranty coverage (mergers and acquisitions)
  • Other transactional coverages